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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Managing general agency - CA Insurance License #0B67385 

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Would you like information on fixed INDEXED annuitIES?

A look at my favorite Fixed Index Annuity (FIA) crediting method. The Point to Point with Cap that annual resets & annual locks-in any gains!

Fixed Indexed Annuity with a Crediting Cap that is Guaranteed for the entire initial term! Lock-in!

SINCE 1996

Fixed Indexed Annuities

Lock in gains every year.
Zero downside. Real upside.

Fixed Indexed Annuities are specifically designed for conservative retirement savers who want to lock in market gains while still participating in future upward market movement. With the ability to lock in and reset the index value annually, FIAs offer a powerful combination of downside protection and growth potential—making them an excellent choice for risk-averse individuals.

Jeff Affronti has been deeply involved with Fixed Indexed Annuities for nearly three decades. Not only has he extensively studied their history, but he has also lived it, actively offered these products to agents and their clients since 1996.

A strong proponent of the annual reset / annual lock-in crediting method—primarily tied to the S&P 500 Index—because it allows clients to capture gains each year and start fresh, regardless of what happens in the following year.

800-373-9697
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We have time to discuss how this strategy can fit into a retirement plan.