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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time. For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Managing general agency - CA Insurance License #0B67385
800 373 9697
Quality - Integrity - Expertise
Multi-Year
Guaranteed Annuity
A Single Premium Fixed Deferred Annuity with Liquidity Riders
TOP RATES
4-Year & 5-Year Terms
Guaranteed Rates
Annual effective rates • Interest credited daily
Liquidity Riders
All riders included at no extra cost
10% Annual Penalty-Free Withdrawal
Withdraw up to 10% of account value each year without penalty.*
Chronic Illness Rider
Penalty-free access if diagnosed with chronic illness.
Nursing Home Rider
Penalty-free access if confined to a nursing home.
Terminal Illness Rider
Penalty-free access upon terminal illness diagnosis.
Death Benefit Rider
Beneficiaries may access funds penalty-free.
*10% withdrawal available after first contract year.
Issue Ages & Account Types
Premium & Guarantee
Surrender Charge Schedule
Surrender charges apply only to amounts above the penalty-free withdrawal.
| Term | Yr 1 | Yr 2 | Yr 3 | Yr 4 | Yr 5 |
|---|---|---|---|---|---|
| 1-Year | 9% | — | — | — | — |
| 2-Year | 9% | 8% | — | — | — |
| 3-Year | 9% | 8% | 7% | — | — |
| 4-Year | 9% | 8% | 7% | 6% | — |
| 5-Year | 9% | 8% | 7% | 6% | 5% |
- Non-qualified withdrawals taxed as interest first (LIFO).
- Withdrawals before age 59½ may incur 10% federal penalty.
- Early surrender may result in less than original premium.
Annuity guarantees are backed by the financial strength of the issuing company. See contract for full details. Rates subject to change.
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